Last week we talked about disability
insurance as being insurance for paychecks.
Disability is an unpredictable event and it has a tremendously negative
impact financially. After the limited
paid personal leave time and even more limited personal savings of most
individuals and families, things can get very tough financially.
As an employer, one of the most
valuable benefits you can provide to your employees is disability
insurance. Our employee
benefit solutions include disability insurance and discount plans aimed at
helping employees protect their income. Additionally,
we offer the following built in benefits:
ü Ease of underwriting – makes it easier for
employees to obtain coverage
ü Payroll Deducted – easy to build into the budget
ü Portability – employees can take their coverage
with them if their employment changes
Disability insurance can be offered
on a voluntary basis or with an employer funded benefit bank. Coverage is available for up to 66 and
2/3rd of their monthly income and we can customize how the coverage
is offered.
During the enrollment process, a benefits
counselor assists each employee in selecting a plan based on their monthly income,
expenses, available savings, paid leave time, and other available resources. Our 1 to 1 benefits counseling method allows
each employee access to a dedicated professional who can help them analyze
their specific needs. As a result, they
purchase only based on their individual needs.
This benefit can be offered at no
cost to the employer. If you would like
to learn more about our different approach to employee benefits, let
us know. Our approach is based on
providing real value through benefits that help both the employer and its
employees.
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